(UIN No: 133N013V01)
Eligibility Criteria
Once in a while, you come across something that is just perfect. Like the Future
Saral Anand Plan. With 150% of the coverage till your 80th birthday, 300% cover
for accidental death, and compounded guaranteed additions and bonuses, this plan
give you all you need in practically no time with minimum paper work.
- The plan is available for individuals who are under the age bracket of 3 years to
55 years (as on Last Birthday Date)
- You may choose the Sum Assured as low as Rs.75,000 and as high as Rs.25,00,000/-
- Premium paying mode: Regular premium mode only. Under Regular you may pay either
by yearly, half-yearly, quarterly premiums. Monthly premiums can only be paid by
Electronic Clearing System (ECS). If quarterly premium is less than Rs.2,500/-,
then it will be offered under ECS mode only.
- Premium Paying Term: Min - 10 years, Max – 15 years
- Minimum Maturity Age to receive survival benefits :18 years
- Maximum Maturity Age to receive survival benefits : 65 years
- Policy Term: 80 years - current age of customer.
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Large Sum Assured Discount :
For policyholders buying large sum assured levels, a large size discount/ rebate
is available as given below:
|
Sum Assured (Rs.)
|
Future Saral Anand
(in Rs. Per 1000 Sum Assured)
|
|
>=1.5 lakh; < 2lakh
|
2.50
|
|
>= 2 lakh; < 3 lakh
|
4.50
|
|
>= 3 lakh; < 4 lakh
|
5.00
|
|
>= 4 lakh
|
5.50
|
The Premium
The table below shows the indicative premiums for certain premium payment terms
for a Sum Assured of Rs.75,000 for annual mode :
|
Your age at last birthday
|
Premium Paying Term
|
|
10 years
|
12 years
|
15 years
|
|
25 years
|
Rs. 10,694
|
Rs. 8,900
|
Rs.7,313
|
|
35 years
|
Rs.11,344
|
Rs. 9,449
|
Rs.7,769
|
|
45 years
|
Rs.12,270
|
Rs. 10,213
|
Rs.8,399
|
The above premium includes Service Tax, Education Cess, Secondary &
Higher Education Cess
Premium Table
Click to view
the premium table
Click Here To Calculate Premium
(Site 1)
Click Here To Calculate
Premium (Site 2)
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