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Future Saral Anand Plan Future Saral Anand Plan Brochure

(UIN No: 133N013V01)

Eligibility Criteria

Once in a while, you come across something that is just perfect. Like the Future Saral Anand Plan. With 150% of the coverage till your 80th birthday, 300% cover for accidental death, and compounded guaranteed additions and bonuses, this plan give you all you need in practically no time with minimum paper work.
  • The plan is available for individuals who are under the age bracket of 3 years to 55 years (as on Last Birthday Date)
  • You may choose the Sum Assured as low as Rs.75,000 and as high as Rs.25,00,000/-
  • Premium paying mode: Regular premium mode only. Under Regular you may pay either by yearly, half-yearly, quarterly premiums. Monthly premiums can only be paid by Electronic Clearing System (ECS). If quarterly premium is less than Rs.2,500/-, then it will be offered under ECS mode only.
  • Premium Paying Term: Min - 10 years, Max – 15 years
  • Minimum Maturity Age to receive survival benefits :18 years
  • Maximum Maturity Age to receive survival benefits : 65 years 
  • Policy Term: 80 years - current age of customer.

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Large Sum Assured Discount :

For policyholders buying large sum assured levels, a large size discount/ rebate is available as given below:

Sum Assured (Rs.) Future Saral Anand
(in Rs. Per 1000 Sum Assured)
>=1.5 lakh; < 2lakh 2.50
>= 2 lakh; < 3 lakh 4.50
>= 3 lakh; < 4 lakh 5.00
>= 4 lakh 5.50

The Premium

The table below shows the indicative premiums for certain premium payment terms for a Sum Assured of Rs.75,000 for annual mode :

Your age at last birthday Premium Paying Term
10 years 12 years 15 years
25 years Rs. 10,694 Rs. 8,900 Rs.7,313
35 years Rs.11,344 Rs. 9,449 Rs.7,769
45 years Rs.12,270 Rs. 10,213 Rs.8,399

The above premium includes Service Tax, Education Cess, Secondary & Higher Education Cess


Premium Table

Click to view the premium table

Click Here To Calculate Premium (Site 1)

Click Here To Calculate Premium (Site 2)

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