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Future Group Term Life Insurance Plan

We at Future Generali understand the growing importance of employee benefits to both the employer & staff. More & more companies are finding that the employee benefits package plays a crucial role in attracting and retaining the best staff.


Our approach is to work in partnership with the customer and/ or their advisor to establish the right combination of benefits to meet their needs.

Benefits

Nominee(s), receive the sum assured, should the member die during the policy term. No maturity benefits is payable at the end of policy term or on earlier termination of the policy contract.

Premium Payment Frequency

Yearly, Half-Yearly, Quarterly & Monthly.

Riders Available

  • Group Accidental Death Rider
  • Group Accidental Total Permanent Disability.
  • Group Accidental Partial Permanent Disability Rider
  • Group Accident & Sickness Total Permanent Disability Rider
  • Group Core Critical Illness Rider (Accelerated & Additional, Core & Extended conditions)

Coverage Offered:

  • Multiple of salary
  • Fixed cover
  • Covers based on grades/rank
  • Cover against O/S loan

Guaranteed Issue Limit :

Guaranteed Issue Limit (GIL) with simplified underwriting depending upon the number of employees in the group & level of cover chosen.

Premium Table

Click to view the premium table

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