(UIN No: 133N013V01)
Exclusions :
No benefit will be payable in respect of any condition arising directly or indirectly
from, through or in consequence of the following exclusions and restrictions:
- Suicide Exclusion: If the life assured commits suicide within one
year from the risk commencement date or reinstatement date if reinstated, whether
sane or insane at that time, the policy will be void and no claim will be payable.
- For benefit under Accidental Total and Permanent Disability :
- Conditions arising out of self- inflicted injury, war/invasion, injury during criminal
activity or under influence of drug, alcohol etc.
- As a result of accident while the Life Assured is engaged in aviation or aeronautics
in any capacity other than that of a fare-paying, part-paying or non-paying passenger,
in any aircraft which is authorized by the relevant regulations to carry such passengers
and flying between established aerodromes.
- Arising out of riots, civil commotion, rebellion, war (whether declared or not),
invasion, hunting, mountaineering, steeple-chasing or racing of any kind, bungee
jumping, river rafting, scuba diving, paragliding, or any such adventurous sports
or hobbies.
- As a result of the life assured committing any breach of law.
- Arising from the employment of the life assured in the armed forces or military
services of any country at war (whether war be declared or not) or from being engaged
in duties of any para-military, security, naval or police organization.
Note: For further details on exclusions, please contact us at care@futuregenerali.in or Click here
to submit you enquiry or contact our agent.
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