(UIN No: 133N001V01)

Future Assure” a with-profit endowment plan, is just the right plan, ensuring financial freedom which your family deserves, even in your absence. The plan will be offered along with 6 optional riders, namely, Term Assurance Rider, Waiver of Premium on Disability Rider, Life Guardian Rider, Accidental Death Rider , Accidental Total & Permanent Disability Rider and a Critical Illness Rider.

Key Benefits Of Future Assure:

• On death of life insured: Sum Assured plus accrued bonus
• On maturity: Sum Assured plus accrued bonus
• On Surrender of Policy: Surrender Value
• Policy Loan available after the policy acquires Surrender Value
• Bonus: The policy shall participate in the profits arising out of Company's 'with profits' life insurance business. It gets a share of the profits emerging from this business in the form of bonuses. Compounded Reversionary bonuses would be declared as a percentage rate, which apply to the sum assured in respect of the basic policy benefit (not on riders) and all attached bonuses. Reversionary bonus is declared based on our long term view of investment returns, expenses, mortality and other experience. Once declared, the Reversionary bonuses form a part of the guaranteed benefits of the plan. Future bonuses are however not guaranteed and will depend on future profits. A Terminal bonus may also be paid at maturity, earlier death or surrender.
• Bonus: The policy receives compounded reversionary bonuses which are added on every valuation.

Tax Benefits:

You are entitled to the following tax benefits under Income Tax Act 1961: Your premiums are eligible for deduction u/s 80C up to Rs.100, 000/- every year.
Your CI rider premiums are eligible for an additional deduction u/s 80D up to Rs.10, 000/- every year.
Your claim amounts (from death, on maturity or through surrenders) are eligible for tax exemption u/s 10(10D).

Rider Benefits:

We offer you the flexibility to enhance the value of your policy by using the following riders/options:

1. Term Assurance Rider

2. Accidental Death Rider

3. Accidental Total & Permanent Disability Rider

4. Waiver of Premium on Disability Rider

5. Critical Illness(Core) Rider

6. Life Guardian Rider (in case of Juveniles)

Product Parameters

• Minimum age/Maximum age at entry : 31 Days/65 Years
• Maximum age at maturity : 70 Years
• Minimum Sum Assured : Rs. 75,000
• Maximum Sum Assured : No limits
• Minimum Term : 5 Years
• Premium payment mode : Yearly, Half-Yearly, Quarterly, Monthly (ECS mode only)

Premium Table

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Click Here To Calculate Premium (Site 1)

Click Here To Calculate Premium (Site 2)

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