(UIN No: 133N018V01)
Eligibility Criteria :
- The plan is available for individuals who are under the age bracket of 12 to 62
years (as on Last Birthday Date)
- You may choose the Sum Assured as low as Rs.100,000. The maximum will depend upon
the underwriting guidelines of the Company
- Premium paying mode: Regular premium mode only. You may pay yearly, half-yearly,
quarterly premiums. In case of monthly mode, premiums can be paid under ECS method
only. In case of quarterly mode where installment premium is less than Rs.2,500/-,
premiums can be paid under ECS method only.
- Premium Paying Term: Min - 8 years, Max – 20 years
- Maximum Maturity Age to receive survival benefits : 70 years
- Policy Term: 99 years - current age of customer.
Riders :
|
Rider Options
|
Ages at entry, maturity and rider terms
|
|
Term Assurance Rider
|
Age at entry 18 to 60 years, Maximum maturing age 65 years or as per base plan whichever
is earlier Term 8 years to Premium Payment Term
|
|
Accident Death Rider
|
Age at entry 18 to 60 years, Maximum maturing age 65 years or as per base plan whichever
is earlier Term 8 years to Premium Payment Term
|
|
Accidental Total and Permanent Disability Rider
|
Age at entry 18 to 60 years, Maximum maturing age 65 years or as per base plan whichever
is earlier
Term 8 to Premium Payment Term
|
|
Wavier of Premium on Disability Rider
|
Age at entry 18 to 55 years, Maximum maturing age 65 years as per base plan whichever
is earlier Term 10 years to Premium Payment Term
|
|
Critical Illness (Core) Rider
|
Age at entry 18 to 60 years, Maximum maturing age 65 years as per base plan whichever
is earlier Term 8 years to Premium Payment Term
|
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Large Sum Assured Discount :
For policyholders buying large sum assured levels, a large size discount / rebate
is available as given below:
|
Sum Assured (Rs.)
|
Future Anand ( in Rs. Per 1000 Sum Assured)
|
|
>= 2 Lakh; < 3 Lakh
|
4.50
|
|
>= 3 Lakh; < 4 Lakh
|
5.00
|
|
>= 4 Lakh
|
5.50
|
The premium you need to pay for Future Anand
Plan:
The table below shows the indicative premiums for certain premium payment terms
for a Sum Assured of Rs.1,00,000 for annual mode :
|
Your age at last birthday
|
Premium Paying Term
|
|
|
8 years
|
10 years
|
15 years
|
20 years
|
|
25 years
|
16,535
|
13,895
|
9,313
|
6,998
|
|
35 years
|
17,482
|
14,715
|
9,898
|
7,457
|
|
45 years
|
18,955
|
15,981
|
10,788
|
8,163
|
Premium Table
Click to view the
premium table
Click Here To Calculate Premium
(Site 1)
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Premium (Site 2)
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