FG Nivesh Preferred ULIP Policy

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER

One investment now. Wealth for a lifetime

Future Generali Nivesh Preferred is the simplest ULIP in the market because it practically takes care of itself. All you need to do is make a single investment at the start of your policy term, ensuring that you stay protected and also receive maximum returns on your investments. Thereby, being certain of achieving all your medium to long term financial goals is simple, isn’t it?

• Freedom to strike balance between Insurance and Investment - the way you want to match your financial goals.
  • Option A offers a judicious mix of protection and investment to maximize your investment portion
  • Option B offers flexibility to have higher protection throughout the policy term.
• 98% of the premium allocated to your funds on Day 1
• Loyalty Addition up to 7% of premium at the end of the fifth policy year** Conditions Apply
• Policy Administration Charge of 1.75% of premium (subject to a maximum of Rs 6000 per annum) for the first five years inflating at 5%per annum only
• Choice of 6 investment funds to match your risk appetite
• Enhanced protection with Accidental Death Rider

**At the end of the 5th policy year the company will allocate loyalty addition at the then prevailing unit price of an amount equivalent to 3.00% of the Single Premium for Rs. 50,000 to less than Rs. 100,000, 5.00% of the Single Premium for Rs. 100,000 to less than Rs. 250,000 and 7.00% of the Single Premium for Rs. 250,000 and above