Future Generali Home Suraksha - Home Insurance

Section I - Protection of your assets against fire and allied perils and earthquake

   I-A Buildings
   I-B Contents (excluding valuables)
   I-C Cost of alternative accommodation
   I-D Loss of rent
   I-E Terrorism
   I-F Purchase protection

Section – II Burglary / housebreaking and theft

This section provides protection against the loss or damage to the contents and / or building of insured premises by burglary and / or housebreaking. The contents may either be insured on 100% basis or first Loss limits (25% or 40%). The sum insured value of contents should be on market value basis.

Section III: Protection of your valuables

   III-A Jewellery / Valuables
   III-B Portable Computer – All risk excluding breakdown

Section IV: Protection of your electronic equipment

   IV-A Audio visual equipments (electronic equipment) – all risk
   IV-B Computers (electronic Equipment) – all risk

Section V: Protection of Your household mechanical / electrical equipment

   V - Household appliances – breakdown

VI-A Accidental compensation (personal accident) – Death / PTD / PPD

   Permanent Partial disability:
   Hospital confinement allowance

Section VII: Protection against your liability

   VII-A Your legal liability as a tenant - Tenants legal liability
   VII-B Workman's compensation – Domestic employees
   VII-C Public liability

Section VIII: Enhanced protection covers (Other covers)

   VIII-A Baggage – all risk
   VIII-B Plate glass – all risk
   VIII-C Pedal cycle
   VIII-D ATM cash withdrawal – all risk
   VIII-G Veterinary cost – road accident