Public Liability Act Insurance Policy

Liability

Scope of cover

Public Liability Act Insurance Policy is available to protect you against liability arising out of:

  • Any accident affecting any person/persons occurring while handling hazardous substances as listed in the Gazette notification issued under the PLI Act 1991

Exclusions

  • Any willful non-compliance of statutory provision
  • Fines, penalties, punitive and/or exemplary damages
  • Arising out of damage to property owned, leased or hired or under hire purchase or on loan to the Insured or otherwise in the Insured's control, care or custody
  • War and nuclear group of peril
  • Injuries and damages to employees, workmen

Note

You Must Note

  • All written communication received from the Collector be expeditiously brought to our attention and any information required there in be furnished immediately
  • No admission of liability be made without concurrence of insurance company
  • Claims lodged after five years of their occurrence will not be entertained
  • The company can ask for turnover records and other claim related documents
  • Proportion payable in case of other insurance policies existing
  • Non-disclosure or misdescription would prejudice your claim

Documents required for settlement of claims:

  • Claim form, Award passed by the district collector
  • Summons, writ petitions, Police report if any

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