Accident and Health Insurance Plan

Accident and Health

Health is wealth. Well-being is an overall feeling of being in good health and being in control of yourself, your situation and your finances. There is a lot you can do to ensure your well-being. But life, unfortunately, follows no fixed plan. Sudden illness or bodily injury can sometimes leave you financially hurt and highly stressed. This is where Health Insurance steps in. It is insurance that takes care of your medical expenses or treatment expenses and ensures quality health care for you. Now is the time to insure yourself and your family against rising health-care costs. In this world of uncertainty nobody is sure when ones dear one will fall victim to diseases and need hospitalization. This policy certainly helps you to get out of the financial trauma caused by hospitalization and protects you and your family in case you need medical care.

Coverage includes

  • Medical insurance covers almost everything- from the time you step into the hospital to the time you are discharged. The normal costs that are covered are room and boarding expenses, nursing expenses, fees for the surgeon, anesthetist, medical practitioner and consultant, fees for specialists, charges for anesthesia, blood, oxygen and the operation theatre, charges for surgical appliances, medicines and diagnostic tests.
  • Cashless facility eliminating the entire trouble of documentation and direct settlement of your bills directly with the hospital.
  • Related expenses during pre-hospitalisation period and post hospitalisation period up to 30 days and 60 days respectively.
  • Maternity Benefit subject to additional premium.
  • Less than 24 hours hospitalization due to technical advancement for specified procedures like Dialysis, Chemotherapy, Radio therapy, Eye Surgery, Dental Surgery, Lithotripsy (Kidney stone removal), D. & C. Tonsillectomy etc.
  • Advantages

    • Family Floater
    • Cashless Hospitalization facility
    • Large Hospital Network of more than 4000 Hospitals across India
    • Innovative covers offered
    • Tailor based additional benefits
    • Fast & Efficient Settlement of claims

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