Future Generali Home Suraksha

Introduction

Helpful and important information about your Insurance

Insurance does not cover your property against everything that can happen so please read your policy carefully to make sure you understand what it covers and the limits which apply.

Your policy is intended to cover unforeseen events like fire or theft. It does not cover wear and tear and damage which happens gradually over a period of time which would normally be described as “maintenance”.

Your policy describes certain things which you are required to do to make sure that your policy cover operates fully, for example, you must:

• Tell us about changes which could affect your policy
• Take reasonable care of your property

To help you prove any loss, we recommend that you keep

• Receipts, Valuations,
• Photographs, Instruction
• Booklets and guarantee cards to help you with your claim.

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How to get help... Claims Service

If you want to make a claim under this policy call us on:

Our Contact centre offer help and advice 24 hours a day, 365 days a year. There’s need to fill out a claim form or arrange estimates if necessary. Please mention your policy number while calling.

Please read the section in the policy relating to claim procedure and we request you to comply with the requirements to enable us to serve you better.

Changes to your policy

If you have any questions, or want to make any changes to your policy, call us on the telephone number detailed on your policy schedule. Our customer service advisers will be pleased to assist you.

Future Generali Home Suraksha

Whereas the Insured has made to Future Generali India Insurance Company Ltd (hereinafter called the “Company”), a proposal which is hereby agreed to be the basis of this Policy and has paid the premium specified in the Schedule, now the Company agrees, subject always to the following terms, conditions, exclusions, and limitations, to indemnify the Insured in excess of the amount of the Deductible and subject always to the Sum Assured against such loss as is herein provided.

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